If I Had to Start All Over Again

A Roadmap to Financial Freedom Through Growth, Service, and Property

By Alain Mbe
Property Consultant | Wealth Mentor | Founder of Empreso Network

“Your environment shapes your evolution. Get around growth, and you’ll grow.” — Alain Mbe

If I had to start from scratch — no assets, no job, no capital — the very first thing I would do is not look for money.

I would look for people.

Specifically, I’d seek out a growth-minded community — a space where people are:

  • Learning new things
  • Taking action despite fear
  • Sharing ideas and opportunities
  • Lifting each other up

Whether you’re planning to build wealth through property, business, or content — your mindset and community are your greatest launchpads.

Step 1: Join a Growth-Minded Community — Immediately

Before you think about investing, saving, or earning more, get around people who are growing.

Why? Because if you want to:

  • Be challenged
  • Be held accountable
  • See new possibilities
  • Learn faster
  • Build with others

…you need a new environment.

You are the average of your five closest inputs — not just friends, but conversations, books, goals, and habits.

At Empreso, we built such a space — where everyday people are becoming investors, service providers, mentors, and wealth creators.

Step 2: Monetise Your Skills — Start with What You Know

You already have something to offer. Whether it’s a job you can do now or a service you can offer, you don’t need a perfect plan — just the willingness to start and serve.

If you’re employed, use your income strategically. If not, join a network like Empreso where you can:

  • Offer property or finance-related services
  • Refer clients and earn
  • Learn by being in the game

Step 3: Live on 50% or Less of What You Make

Whatever you earn — spend less than half. It might feel restrictive, but it builds:

  • Financial margin
  • Investment capital
  • Confidence
  • Strategic patience

Avoid: high-interest debt, unnecessary subscriptions, or lifestyle upgrades that delay your progress.

Step 4: Invest in Other People’s Projects Before Your Own

Once you’ve built up savings, begin investing small amounts into other people’s property projects with the goal of earning 8–12% returns.

This teaches you:

  • How real-world deals are structured
  • How to diversify small investments
  • How to spot opportunities
  • How to connect with real investors

Step 5: Buy a Cash-Flowing Rental When You’re Ready

When you’re ready, buy a rental that pays you monthly. Focus on:

  • Positive monthly cash flow
  • Strong demand area
  • Numbers, not emotions

Step 6: Stay in the Field — Offer Services While You Build

Don’t stop at ownership — offer your knowledge and presence as a service:

  • Help others buy or sell
  • Refer for mortgages, insurance, estate planning
  • Source off-market deals

Empreso provides the infrastructure to help you do all of this — ethically, compliantly, and profitably.

Step 7: Repeat the Model, Refine the Plan

Reinvest profits, keep offering services, and expand your reach. With each new deal, you’re compounding:

  • Assets
  • Income
  • Experience

Step 8: Diversify After You’re Grounded

Once you’ve stabilised income from property and services, begin diversifying into the stock market through ETFs and dividend stocks for long-term growth and balance.

Step 9: Pay Down Debt and Add Creative Deals

As your portfolio matures:

  • Pay off high-interest mortgages
  • Buy rundown properties to refurbish
  • Acquire low LTV properties for security

Step 10: Teach Others — and Turn Wisdom into Wealth

With your track record, you can begin mentoring others:

  • Create digital products
  • Host events or workshops
  • Coach new investors

This becomes your third income stream — from who you’ve become.

📌 Summary: Your Roadmap to Rebuilding Wealth

  1. Join a growth-minded community
  2. Earn with your skills
  3. Live on 50% or less
  4. Invest in other people’s projects
  5. Buy a cash-flowing rental
  6. Offer services in property or finance
  7. Repeat and reinvest
  8. Diversify into stocks later
  9. Pay down debt and scale smartly
  10. Mentor others and build legacy

Ready to Begin?

Empreso is the growth-minded ecosystem I wish I had when I started. Whether you’re a complete beginner, investor, or educator — there’s a place for you.

“When you join the right circle, you don’t just change your income — you change your future.”
— Alain Mbe

Alain Mbe
Author: Alain Mbe

Alain Mbe is the founder of Empreso, a purpose-led network helping individuals create, protect, and transfer wealth through property, finance, and legacy planning. With over two decades of experience in property investment and a background as a qualified mortgage adviser, Alain is passionate about empowering people to achieve prosperity with intention. He writes about property strategies, financial planning, and personal transformation—offering practical insights and actionable steps to thrive in today’s evolving economy.