Category: Mortgages
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Navigating the UK Property Market: Opportunities for Savvy Buyers in Uncertain Times
🎯 Ready to Buy a Home? Here’s What the Latest UK Property Market Shift Means for You In the ever-changing world of real estate, staying ahead of market trends is key — especially when you’re making one of life’s biggest moves: buying a home. 🏡 Recent headlines (yes, we’re looking at you, The Guardian) reveal…
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Is Now a Good Time to Buy a Property in the UK?
The UK property market in 2025 is full of mixed signals. With new government reforms, evolving buyer behaviour, regional price differences, and post-pandemic economic shifts still playing out, it’s understandable that many prospective buyers are asking: “Is now a good time to buy?” The answer isn’t one-size-fits-all. But in this post, we’ll break down the…
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Born and raised in the UK but now living abroad ? Here’s What You Need to Know About Expat Mortgages
For many British citizens living and working overseas, owning property back in the UK remains an important financial and emotional goal. Whether it’s for future relocation, family use, or building a buy-to-let portfolio, purchasing property while abroad comes with its own set of challenges. That’s where expat mortgages come in. Expat mortgages are specialist loans designed…
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Why You Should Get in Touch—No Matter Where You Are or What You’re Planning
“The best time to plant a tree was 20 years ago. The second-best time is now.” Chinese proverb If you’ve been thinking about buying, remortgaging, investing, or simply understanding your options around property—especially while living or working abroad—this message is for you. Too many people delay seeking guidance because they assume it’s either too early,…
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The Renter’s Reform Bill : What’s All the Fuss About ?
The Renter’s Reform Bill : What’s All About ? If you’ve been renting or thinking about becoming a landlord in the UK, you might’ve heard whispers (or maybe full-on arguments) about the Renter’s Reform Bill. It’s been floating around for a while, and now it’s starting to make some noise. But what does it actually mean…
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Britain Is Not America : Why the Bank of England Must Stop Shadowing the Fed and Cut Rates Now
Excerpt: As UK households face skyrocketing mortgage payments and the economy teeters on stagnation, the Bank of England continues to mirror US interest rate policy. But Britain is not America—and this habit of shadowing the Federal Reserve is hurting British borrowers. In this article, Alain Mbe makes the case for bold, independent action: a decisive…
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Remortgage Myths Busted : Why You Shouldn’t Just Renew With Your Bank !
Published by Empreso | Empowering Smart Property Decisions As your mortgage deal nears its end, your lender will likely send you a letter offering a “simple” product transfer. It may seem convenient to stick with your current bank. But here’s the truth: convenience could cost you thousands. Below, we debunk the most common remortgage myths…
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Why You Should Regularly Check Your Credit Report – And the Best Way to Do It
In today’s financial world, your credit profile is your financial passport. Whether you’re planning to buy a property, secure a loan, apply for a credit card, or even get a mobile phone contract, your creditworthiness is constantly being evaluated behind the scenes. Yet, many people wait until they’ve been declined or hit with high interest…
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Estate Planning
Estate Planning : Protect What Matters Most Don’t leave your loved ones in the dark. A well-structured estate plan ensures that your wealth is passed on clearly, legally, and efficiently—without unnecessary stress, confusion, or cost. Why Estate Planning Matters At Empreso, our trusted estate planning specialists will guide you through wills, trusts, power of attorney, and…